Effective November 1, 2026. Publisher: New Era Labs (New Era Intelligence), Calgary, Alberta, Canada.
Pennyseal has no account, no server of its own and no ads. Your budgets, envelopes, transactions, accounts, payees and debts are stored only on your phone. Pennyseal never connects to your bank and never asks for banking credentials.
Pennyseal makes no network requests for your data. Balances are numbers you type in. The optional app lock uses your phone's own fingerprint, face or screen lock; Pennyseal never sees or stores your biometric data. Payday reminders are local notifications. Backups and CSV exports are created on your phone and only go where you choose to share them. Uninstalling the app deletes its data from your phone.
Pennyseal is a budgeting tool, not financial advice. Payoff dates are estimates based on what you enter. Pennyseal offers no loans, credit, banking, investing or crypto services.
Pennyseal contains no analytics, no crash reporting service, no advertising SDK and no advertising ID. If this ever changes, this page will be updated before the change ships.
Pennyseal Pro is a one-time purchase processed by Google Play. We receive no payment details; Google Play tells the app only whether Pro was bought.
Pennyseal is not directed to children under 13.
simon@neweraintelligence.com